In debt for the very first time..

Yep, today I found out that I am in debt 60$ in my TD canada trust account because my gym sent in a application to withdrawal $26.75 for my monthly membership when I had already paid them ahead of time. Not only did they screw up on their paperwork but they also tried again to withdrawal money from my account which meant another check bouncing which I am now expected to pay and they don't come cheap either, it is a $30 fine for having a check bounce which put me in debt by $60(Luckily I still got my Scotia savings account still juiced up). I'm not going to pay the $60 fine anyways(just going to convince em that it wasn't my fault and I wont be a future customer if they don't clear this up for me) but this has taught me a lesson anyways that debt really does not feel very good even with such a small amount like $60, its kinda like having a rather small monkey on your back and the only way to get rid of it is to give it one of your precious banana's (bad analogy I know!).
By the by, I also won 3 tickets to wake west which is a Canadian wake boarding championship event in the beer gardens featuring bands such as "SUM 41", "BIF Naked", "Tea Party", and "Social Disorder". I won the tickets from a Canadian teenager demographics company called "Digital Youth" by replying to a E-mail they sent out asking a question in which the first 20 "Digital Youth" members who replied to the email with the right answer would win 3 tickets to the 3 day event going from August 26-29 (2004) with a retail value of $65 per ticket. I am not actually going to go since none of my friends are into the whole concert going thing or punk rock in general so that's why I think this is a perfect opportunity for me to involve myself in the wonderful world of ticket scalping which is a semi-illegal activity. If all goes well I'll be ticket scalping as a part time gig for side cash since these people(Professional Ticket Scalpers) usually sell the ticket for upto 3-20 times more(Depending on seating) than the original price and usually work through eBay.
***Anyways, imma go, bed time now so I'm going to think up a story so I don't have to pay that $60 fine and get my beauty sleep for the 7 day full-time work weeks I have ahead of me until school starts.(yes... Got yet another job at a recycling plant for plastic and glass bottles) ***